{"book_asymmetry_distribution":[],"carrier_id":null,"cer_runtime_export":{"decision_count":1,"decisions":[{"bind_phase":"LEGACY","decision_id":"f7943ef1e45720f9","insured_slug":"demo","transfer_aligned":false}],"schema":"velaru-cer-export-v1","transfer_aligned_count":0,"transfer_aligned_ratio":0.0},"cross_platform_entries":[],"disclaimer":"Anonymized behavioral signals \u2014 not filed loss development. For actuarial correlation study with carrier loss triangles.","entry_count":0,"generated_at":"2026-09-12T02:50:47.096960Z","insurance_lines":["Platform liability","Reputation","Cyber"],"schema_version":"velaru-galactic-actuarial-1.0","tam_note":"NCII crisis \u00b7 deepfake fraud $12B+ projected losses 2026","vertical_key":"deepfake","vertical_name":"Deepfake / Synthetic Media / NCII"}