VELARU — COUNSEL SPOLIATION / PRE-DISPUTE CHECKLIST
Nisaba LLC · Outside counsel · carrier GC · Not legal advice
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Ask for this before discovery — not vendor logs pulled after suit.

MANDATE LINE (renewal / bind / vendor diligence):
AI-exposed operations: provide stranger-verifiable pre-bind proof (Handler Receipt + /verify link) or we cannot submit.

PRE-DISPUTE PRESERVATION (ordinary course)
[ ] Handler Receipt frozen before incident — verify lock at https://erra-jf6a.onrender.com/verify
[ ] Living chain of signed decisions during 90-day pre-dispute window
[ ] BLOCK / HOLD restraint receipts — proof of governed refusal, not failed demo
[ ] Spoliation Defense Pack export per receipt: https://erra-jf6a.onrender.com/r/[entry_id]/spoliation-pack.txt
[ ] Type III negative ESI — what was NOT deployed / NOT bound

STRANGER VERIFY (two-sided lock)
[ ] Issuer mints receipt · counsel verifies at https://erra-jf6a.onrender.com/verify — no Velaru account
[ ] 12 public checks: Ed25519 · chain · DRP-1 · TCB · optional RFC 3161
[ ] BYOK co-sign proves Velaru cannot forge alone: https://erra-jf6a.onrender.com/trust

EXHIBIT D / NAIC (carrier clients · survey Sept 30, 2026)
[ ] Lineage at AI decision point — paste verify URL in Exhibit D attachment
[ ] Not a bias audit after denial · not a GRC dashboard export post-hoc

CG 40 47 (CGL renewal)
[ ] Endorsement gap reviewed · carve-back dossier includes verify URLs
[ ] Broker sprint checklist: https://erra-jf6a.onrender.com/export/cg4047-endorsement-gap-checklist.txt

ORDER PATH (rush → monitor)
Spoliation Hold Pack: hello@velaru.xyz · subject Spoliation Hold Pack — Rush
Marketplace shelf: https://erra-jf6a.onrender.com/partners#cash-skus

Full renewal mandate blocks: https://erra-jf6a.onrender.com/export/renewal-mandate-checklist.txt
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