VELARU — RENEWAL / BIND MANDATE CHECKLIST (PASTE BLOCKS) Nisaba LLC · Broker · carrier PAS · counsel · Not legal advice ================================================================================ Two-sided lock: issuers mint receipts · strangers verify at https://erra-jf6a.onrender.com/verify — no login. -------------------------------------------------------------------------------- BLOCK A — UNIVERSAL MANDATE (every AI-exposed workflow) -------------------------------------------------------------------------------- AI-exposed operations: provide stranger-verifiable pre-bind proof (Handler Receipt + /verify link) or we cannot submit. Before bind or renewal submit we require: [ ] Handler Receipt locked before the AI decision (policy hash frozen pre-incident) [ ] Bind-gate ALLOW/BLOCK evaluated at capital-commitment boundary [ ] Stranger-verifiable receipt URL pasted in submission file: https://erra-jf6a.onrender.com/verify?entry_id=[entry_id] [ ] Kill-Clock Monitor attached on sprint SOW (90-day pre-dispute window) Run bind room (~30s): https://erra-jf6a.onrender.com/bind-room?domain=insurance&autorun=1 Demo (~10s): https://erra-jf6a.onrender.com/demo/hero?autorun=1 -------------------------------------------------------------------------------- BLOCK B — CG 40 47 / ISO GEN-AI EXCLUSION (renewal season · Jan 2026 forms live) -------------------------------------------------------------------------------- [ ] Endorsement schedule reviewed — CG 40 47 / 48 / 35 08 searched [ ] If exclusion present: carve-back dossier OR specialty tower OR documented gap [ ] Silent AI Proof Sprint ordered if carve-back path ($4,500/insured wholesale) [ ] 5-pack prepaid $18K (deposit $9K) if same renewal cycle · twin $11K (dep $5.5K) [ ] Mandate line pasted in insured renewal questionnaire Full CG 40 47 gap checklist: https://erra-jf6a.onrender.com/export/cg4047-endorsement-gap-checklist.txt Broker desk: https://erra-jf6a.onrender.com/broker-relay -------------------------------------------------------------------------------- BLOCK C — NAIC EXHIBIT D (carrier survey through Sept 30, 2026) -------------------------------------------------------------------------------- [ ] Exhibit D asks lineage at decision point — not post-incident model inventory [ ] Handler lock + bind-gate receipt at each AI-influenced decision point [ ] Stranger verify URL in carrier survey attachment (examiners open https://erra-jf6a.onrender.com/verify) [ ] NAIC-aligned export (Exhibits A, B, D mapping) before survey close [ ] Exhibit D rush $9K wholesale (deposit $4.5K) if Sept 30 clock Exhibit D wedge: https://erra-jf6a.onrender.com/exhibit-d · scan: https://erra-jf6a.onrender.com/scan/exhibit-d -------------------------------------------------------------------------------- BLOCK D — SPOLIATION / TYPE III (attach to every vertical · counsel file) -------------------------------------------------------------------------------- [ ] AI tools auto-delete chat / prompts in ~30 days — Rule 37(e) trap [ ] Preserve negative ESI in ordinary course BEFORE dispute letter [ ] Spoliation Hold Pack rush ($3.5–9K) + Kill-Clock Monitor ($499–2.5K/mo retail) [ ] Restraint receipts prove what was NOT done — same https://erra-jf6a.onrender.com/verify rail as ALLOW Counsel spoliation checklist: https://erra-jf6a.onrender.com/export/counsel-spoliation-checklist.txt Pre-dispute export template: https://erra-jf6a.onrender.com/export/found-scripture-template.txt -------------------------------------------------------------------------------- REFERENCE (running code — not decks) -------------------------------------------------------------------------------- OpenAPI: https://erra-jf6a.onrender.com/openapi.json · contact hello@velaru.xyz JWKS: https://erra-jf6a.onrender.com/.well-known/jwks.json Conformance: https://erra-jf6a.onrender.com/export/receipt-required-conformance.txt Restraint mapping: https://erra-jf6a.onrender.com/export/restraint-completeness-reference.json Integrate (seal() · demo key): https://erra-jf6a.onrender.com/integrate Marketplace prepaid: https://erra-jf6a.onrender.com/partners · 50% deposit starts same night ================================================================================