NAIC · Exhibit D · decision-point lineage

Exhibit D Decision-Point Pack

Exhibit D asks for data lineage at AI decision points — not another model inventory spreadsheet. Velaru ships stranger-verifiable receipts at bind, NAIC-aligned export (Exhibits A, B, D), and Type III spoliation-of-absence records in ordinary course.

Velaru proves at gate · Gate clears irreversible writes · Mishara documents harm — stranger verify, no login.

NAIC AI Systems Evaluation Tool pilot — 12 states · pilot runs through September 2026 · Fall National Meeting adoption anticipated (~Nov 2026). Pilot states: CA, CO, CT, FL, IA, LA, MD, PA, RI, VT, VA, WI.

Mandate line — paste in carrier survey attachment:
AI-exposed operations: provide stranger-verifiable pre-bind proof (Handler Receipt + /verify link) or we cannot submit.

Block C · Exhibit D checklist →Counsel spoliation →

Problem

Exhibit D wants lineage at the decision point — not a post-incident audit

Carrier compliance teams need bind-time receipts, NAIC-aligned exports, and stranger verify before the survey closes. Model inventories do not satisfy Exhibit D; capital-commitment boundaries do.

Proof artifact

What ships in 30 days

Handler Receipt — policy frozen before AI commit (not after incident)
Bind-gate ALLOW/BLOCK at capital-commitment boundary
Public /verify — examiner opens link without Velaru login
NAIC pack — Exhibits A, B, D mapping + lineage narrative
Spoliation Defense Pack — Type III negative ESI in ordinary course
Optional Erra signal snapshot (separate custody · twin SOW)

Price · CTA

Direct sprint or assessment fallback

Direct sprint

$8,500–$12K

30 days · carrier / MGA · 50% on signature

Request sprint

Assessment fallback

$3,500 · 10 days

Scope one workflow · credits toward sprint

Request assessment

Officer pack: Gate Bind Room · $1,750 · Procurement hub

30s receipt scan Run bind room (~30s) NAIC countdown Stranger verify Exhibit D scan Carrier book Insurance proof

Verify path: Run bind room → copy receipt → /verify (twelve checks, browser-only). Cold path: /start · Exhibit D scan · Trust Pack.

Procurement · Insurance proof · Not legal advice · hello@velaru.xyz